C. R. Teh, R. T. Caralde, R. B. Bengado Jr, J.-I. C. Puclawan, A. N. Rapirap, and F. L. Salvo, “Financial Literacy and its Effect on the Economic Conditions of Households in Barangay Imbatug”, RJBE, vol. 3, no. 3, pp. 125–137, Nov. 2025.